1. Why was Notice issued?
2. What is this lawsuit about?
3. What is a class action?
4. Why is there a settlement?
5. Who is included in the Settlement?
6. Are there exceptions to being included?
7. What does the Settlement provide?
8. What claims am I releasing if I stay in the Settlement Class?
9. How do I submit a claim for a Cash Payment?
10. Are there any important Settlement payment deadlines?
11. When will the Cash Payments be issued?
12. Do I have a lawyer in the case?
13. Should I get my own lawyer?
14. How will Class Counsel be paid?
15. How do I opt out of the Settlement?
16. How do I tell the Court if I like or do not like the Settlement?
17. What is the difference between objecting and excluding?
18. When is the Court’s Final Approval Hearing?
19. Do I have to come to Final Approval Hearing?
20. What happens if I do nothing at all?
21. How do I get more information?
The Circuit Court for Broward County, Florida, authorized the Notice. You have a right to know about the proposed Settlement of this class action lawsuit, and about all of your options, before the Court decides whether to grant Final Approval of the Settlement. The Notice explains the lawsuit, your legal rights, what benefits are available, and who can receive them.
The lawsuit is called Koprowski, et al. v. US Claims Capital, LLC d/b/a US Claims, Case No. CACE25009404. It is pending in the Circuit Court for Broward County, Florida. The people that filed this lawsuit are called the “Plaintiffs” and the company they sued, US Claims Capital, LLC d/b/a US Claims, is called the “Defendant.”
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This lawsuit alleges that during the targeted cyberattack on US Claim’s computer systems that US Claims discovered on or about January 7, 2025, certain files that contained private information were potentially accessed. These files may have contained names, addresses, telephone numbers, Social Security numbers, and potentially other personally identifiable information or protected health information.
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In a class action, one or more individuals sue on behalf of other people who they allege have similar claims. These individuals are called the “Plaintiffs” or “Class Representatives.” Together, the people included in the class action are, after certification by a court, called a “Class” or “Settlement Class Members.” One court resolves the lawsuit for all Settlement Class Members, except for those who opt-out from the settlement. In this Settlement, the Plaintiffs or Class Representatives are John Koprowski, Richard O’Bringer, and Timothy Vactor, and everyone included in this Action are the Settlement Class Members.
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The Court did not decide whether the Plaintiffs or the Defendant are right. Both sides have agreed to a Settlement to avoid the costs and risks of a trial, and to allow the Settlement Class Members to receive benefits from the Settlement. The Plaintiffs and their attorneys think the Settlement is best for all Settlement Class Members.
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The Court has defined the Settlement Class as: “All living individuals in the United States whose Private Information was implicated in the Data Incident.”
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Yes. Excluded from the Class are: (a) all persons who are directors and officers of Defendant; (b) governmental entities; and (c) the Judge assigned to the Litigation, the Judge’s immediate family, and Court staff.
If you are not sure whether you are a Settlement Class Member, you can ask for free help any time by contacting the Settlement Administrator at:
US Claims Data Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
1-833-285-3011
info@USCCDataSettlement.com
You may also view the Settlement Agreement here.
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US Claims will pay up to $775,000.00 to settle this Litigation. This amount covers all Settlement Administration Costs, any Court-approved attorneys’ fees, costs, and Service Awards to the Class Representatives, and one of the following two Cash Payment options that Settlement Class Members may elect:
Option A – Cash Payment for Documented Losses. If you incurred actual, documented out-of-pocket losses due to the Data Incident, you can obtain reimbursement up to $5,000.00. The losses must have occurred between December 13, 2024, and October 15, 2025.
This benefit covers out-of-pocket expenses like:
losses because of identity theft or fraud
fees for credit reports, credit monitoring, or freezing and unfreezing your credit
cost to replace your IDs
postage to contact banks by mail
You need to send proof, like bank statements or receipts, to show how much you spent or lost. You can also send notes or papers you made yourself to explain or support other proof, but those notes or papers alone are not enough to make a valid claim.
Option B – Alternate Cash Payment. Instead of the benefits in Option A, you may claim a one-time cash payment in the amount $40.00. You do not have to provide any proof or explanation to claim this cash payment.
If you have questions about the Cash Payments, you can ask for free help any time by contacting the Settlement Administrator at:
US Claims Data Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
1-833-285-3011
info@USCCDataSettlement.com
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If you stay in the Settlement Class, you won’t be able to be part of any other lawsuit against US Claims about the issues that this Settlement covers. The “Releases” section of the Settlement Agreement (Section XI) describes the legal claims that you give up if you remain in the Settlement Class. The Settlement Agreement is available here.
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The fastest way to submit your Claim Form is online. If you prefer, you can download a printable Claim Form by clicking here and mail it to the Settlement Administrator at:
US Claims Data Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
You may also contact the Settlement Administrator to request a Claim Form by telephone, toll-free, 1-833-285-3011, by email info@USCCDataSettlement.com, or by U.S. mail at the address above.
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If you are submitting a Claim Form online, you must do so by October 15, 2025. If you are submitting a claim by U.S. mail, the completed and signed Claim Form, including supporting documentation, must be postmarked no later than October 15, 2025.
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The Court will hold a Final Approval Hearing on October 30, 2025 (see FAQ 18). If the Court approves the Settlement, there may be appeals. We do not know if appeals will be filed, or how long it will take to resolve them if they are filed.
Cash payments will be distributed if the Court grants Final Approval, and after any appeals are resolved.
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Yes, the Court appointed attorneys Jeff Ostrow of Kopelowitz Ostrow P.A. and Mariya Weekes of Milberg Coleman Bryson Phillips & Grossman PLLC to represent you and other Class Members (“Class Counsel”).
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You will not be charged for Class Counsel’s services. If you want your own lawyer, you may hire one at your expense.
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Class Counsel will ask the court to approve $271,500.00 for attorneys’ fees and costs, which will be paid separately by or on behalf of US Claims. The attorneys’ fees will not reduce the amount of your Cash Payment.
Class Counsel will also ask for Service Awards in the amount of $1,500.00 each for the Class Representatives. Service Awards will also be paid separately by or on behalf of US Claims and the payments will not reduce the amount of your Cash Payment.
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If you do not want to be part of the Settlement, you must formally exclude yourself from the Settlement. This is called “opting-out.” If you opt-out, you will not receive a Cash Payment. However, you will keep any rights you may have to sue US Claims on your own about the legal issues in this case. If you exclude yourself, you are telling the Court that you do not want to be part of the Settlement. You will not be eligible to receive a Cash Payment if you exclude yourself.
The deadline to exclude yourself from the Settlement is September 30, 2025.
To be valid, your opt-out request must have the following information:
the name of the Litigation: Koprowski, et al. v. US Claims Capital, LLC d/b/a US Claims, Case No. CACE25009404, pending in the Circuit Court for Broward County, Florida;
your full name, mailing address, telephone number, and email address;
personal signature; and
the words “Request for Exclusion” or a clear and similar statement that you do not want to participate in the Settlement.
You may only exclude yourself, not any other person.
Mail your Request for Exclusion to the Settlement Administrator at:
US Claims Data Incident Settlement
ATTN: Exclusion Request
P.O. Box 25226
Santa Ana, CA 92799-9958
Your Request for Exclusion must be submitted, postmarked, or emailed by September 30, 2025.
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If you are a Settlement Class Member and do not like part or all of the Settlement, you can object to it. Objecting means telling the Court your reasons for why you think the Court should not approve the Settlement. The Court will consider your views.
You cannot object if you have excluded yourself from the Settlement (see FAQ 15)
You must provide the following information for the Court to consider your objection:
the name of the Litigation: Koprowski, et al. v. US Claims Capital, LLC d/b/a US Claims, Case No. CACE25009404, pending in the Circuit Court for Broward County, Florida;
all grounds for your objection, accompanied by any legal support for the objection known to the you or your counsel;
the number of times you have objected to a class action settlement within the five years preceding the date that you file the objection, the caption of each case in which you have made such objection, and a copy of any orders related to or ruling upon your prior objections that were issued by the trial and appellate courts in each listed case;
the identity of all counsel who represent you, including any former or current counsel who may be entitled to compensation for any reason related to the objection to the Settlement and/or Application for Attorneys’ Fees, Costs, and Service Awards;
the number of times in which your counsel and/or counsel’s law firm have objected to a class action settlement within the five years preceding the date of the filed objection, the caption of each case in which counsel or the firm has made such objection and a copy of any orders related to or ruling upon counsel’s or the counsel’s law firm’s prior objections that were issued by the trial and appellate courts in each listed case in which the objector’s counsel and/or counsel’s law firm have objected to a class action settlement within the preceding five years;
the identity of all counsel (if any) representing you, and whether they will appear at the Final Approval Hearing;
a list of all persons who will be called to testify at the Final Approval Hearing in support of your objection (if any);
a statement confirming whether you intend to personally appear and/or testify at the Final Approval Hearing; and
the objector’s signature (an attorney’s signature is not sufficient).
For your objection to be valid, it must meet each of these requirements.
To be considered by the Court, you must file your complete objection with the Clerk of Court by September 30, 2025. You must also send a copy of the objection to the Settlement Administrator, Class Counsel, and counsel for Defendants.
Clerk of the Court | Settlement Administrator |
Clerk of the Court | US Claims Data Incident Settlement |
Class Counsel | Counsel for Defendant |
Jeff Ostrow | David Ross |
Class Counsel and/or Defendant’s Counsel may conduct limited discovery on any objector or objector’s counsel, including taking depositions and propounding document requests.
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Objecting is telling the Court that you do not like something about the Settlement. You can object to the Settlement only if you do not exclude yourself from the Settlement. Excluding yourself from the Settlement is opting out and stating to the Court that you do not want to be part of the Settlement. If you opt out of the Settlement, you cannot object to it because the Settlement no longer affects you.
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The Court will hold a Final Approval Hearing on October 30, 2025, at 11:00 a.m. via Zoom https://17thflcourts.zoom.us/j/232523414.
At the Final Approval Hearing, the Court will decide whether to approve the Settlement. The court will also decide how Class Counsel should be paid, and whether to award Service Awards to the Class Representatives. The Court will also consider any objections to the Settlement.
If you are a Settlement Class Member, you or your lawyer may ask permission to speak at the hearing at your own cost (see FAQ 16).
The date and time of the Final Approval Hearing may change without further notice. Please check this website for updates.
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No. Class Counsel will answer any questions the Court may have. You may attend at your own expense if you wish, but you do not have to. If you file an objection, you do not have to come to the Final Approval Hearing to talk about it; the Court will consider it as long as it was filed on time. You may also pay your own lawyer to attend, but you do not have to.
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If you do nothing, you will not receive a Cash Payment from this Settlement. You will also give up the rights described in FAQ 8.
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This website and the Notice are a summary of the proposed Settlement. The full Settlement Agreement and other related documents are available under the Important Documents page.
If you have additional questions, you can ask for free help any time by contacting the Settlement Administrator at:
US Claims Data Incident Settlement
c/o Settlement Administrator
P.O. Box 25226
Santa Ana, CA 92799-9958
1-833-285-3011
info@USCCDataSettlement.com
You can obtain copies of publicly filed documents by visiting the office of the Clerk of the Court, 100 N. Pine Island Road, Plantation, FL 33324.
Do not contact the Court or Clerk of Court regarding this Settlement
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